Senior Credit Analyst (m/w/d)

On behalf of our client, a leading European savings and retirement service group, we are looking for a
 

Senior Credit Risk Analyst (m/f/d)

in Wiesbaden or Munich.

Main Tasks:

• Manage credit risk portfolio (private debt and publicly traded assets) within risk appetite
• Improve credit concentration, automate limit management, and monitor compliance with limits
• Validate external ratings, report migrations, and recommend limit adjustments
• Perform credit assessments and internal ratings on various private assets (e.g., MML, Direct Lending)
• Contribute to developing the private credit internal rating methodology
• Oversee valuations for private credit assets
• Integrate ESG and climate risk into credit processes
• Manage credit risk for internal transactions, reinsurance, and bank counterparties
• Conduct risk deep dives on assets, sectors, and themes
• Support stress and scenario testing
• Build and maintain relationships with key asset managers
• Share credit expertise across the Global Credit Center of Excellence and business units
• Assist in preparing management reports for governance bodies

Requirements:

• Advanced qualifications reflective of a high degree of numeracy
• CFA or CIA qualification, minimum of 10 years of experience with corporate credit exposure and fundamental credit analysis in a financial service company
•  Experience of public IG credit, public ratings, Mid-Market Loans (MML), Large Cap Direct Lending, asset backed lending and infra private credit assets, property dept, intra-group transactions
• Experience in effective internal rating assessment of MML, Large Cap Direct Lending, Asset Backed lending, and Infra private credit assets
• Familiarity with EU Solvency II regulations, and the approach of prudential supervisory to ALM / investment risks in life insurance
• Ability to use investment data sources and tools (Bloomberg, UBS Delta etc.) and working tools (rating scorecards, MS Excel, MS Word and MS PowerPoint)

Benefits:

• Remuneration: Permanent contract, attractive salary incl. vacation and Christmas bonuses & special payment options
• Flexibility: Flexible working hours (6 a.m. - 9 p.m.), up to 60% home office, part-time options
• Work-Life Balance: 30 vacation days, work-free Christmas Eve & New Year's Eve, Employee Assistance Program for personal matters
• Provision: Company pension plan with employer contributions and capital-forming benefits
• Eating Together: Discounted lunch at Wiesbaden canteen
• Voucher: Monthly €40 voucher for various products/services
• Mobility: €20 monthly travel allowance for the Deutschlandticket
• Security: Job at a strong German company backed by an international holding
• Culture: Varied role, flat hierarchies, professional environment, and team spirit 

We look forward to receiving your application. If you have any questions, please get in touch with your Fyte contact person.