Freelance Compliance Consultant - Insurance (F/M)

We are looking for a skilled Freelance Compliance Consultant with in-depth expertise in insurance regulation to strengthen our compliance framework. The consultant will provide strategic and hands-on support on GDPR, Anti-Money Laundering (AML), and Insurance Distribution Directive (IDD) compliance. This role requires a strong understanding of regulatory obligations across the insurance value chain and the ability to translate them into effective internal controls.

Key Responsibilities

• Conduct compliance gap assessments and advise on remediation plans aligned with GDPR, AMLD, and IDD requirements.

• Implement and maintain policies and procedures related to data protection, distribution conduct rules, and anti-financial crime measures.

• Support the oversight and governance of insurance distribution activities, including product governance, transparency requirements, and fair customer outcomes (IDD).

• Guide on data processing, privacy notices, consent management, and breach protocols under GDPR.

• Strengthen AML/CTF frameworks including customer due diligence (CDD/KYC), ongoing monitoring, and reporting of suspicious activities.

• Assist with compliance monitoring plans, internal audits, and regulatory inspections.

• Deliver staff training on GDPR, AML, and IDD to ensure regulatory awareness and compliance culture.

• Monitor and interpret relevant regulatory developments (EIOPA guidelines, EU directives, local law) affecting the insurance sector.

Qualifications & Experience

• At least 5 years of compliance experience in the insurance or financial services sector.

• Solid knowledge of the Insurance Distribution Directive (IDD), GDPR, and EU AML Directives.

• Experience working with regulators and implementing compliance frameworks.

• Relevant professional certifications are a strong asset (e.g., CIPP/E, CAMS, ICA, or equivalent).

• Strong communication and advisory skills; able to influence at all levels of the organization.

• Fluent in English; other EU languages (especially French or German) are a plus.